Collection Statement

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Who we are:

 

Blackrock Leasing T/A MillarX Pty Ltd
ACN 681 267 818
Address: 56 Liberty Pde, Ivanhoe VIC 3079

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Our contact details:
Email: info@millarx.com.au
Website: www.millarx.com.au

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Privacy Disclosure Statement and Consent

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We are collecting credit eligibility information, credit information, and personal information (together, “information”) about you, as applicable:

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• To source for you, or a company of which you are a director:

  • Consumer credit for personal, household, domestic, or residential investment purposes; or

  • Commercial credit for business purposes; or

  • Other services stated in this Privacy Disclosure Statement and Consent (Consent); or

  • To support a guarantor application you will provide.

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We require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director. This includes sourcing a suitable credit provider and any required insurances to manage the application process where needed. If you do not provide the information sought, we may be unable to process your application or the company's application, or we may be limited in the other services we can offer you or the company.

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Collection from Third-Party Sources

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While we usually collect your personal information from you, there may be situations where we collect personal information about you from other sources, including:

• Publicly available sources like phone books,

• Third parties such as business partners,

• Your authorised representatives, employers, credit reporting bodies, information brokers,

• Our websites and how you use them.

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Collection Under Law

 

We may be required to collect personal information where required by law.

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Why We Collect and Hold Personal Information

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• To operate our business and website.

• To provide services related to your credit application.

• To comply with the law.

The uses and disclosures we may make of personal information are detailed in our Privacy Policy.

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Unavailability of Personal Information

 

If we cannot collect the information we need about you, we may not be able to provide our services.

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Your Information – Collection and Credit Reporting Body (CRB) Disclosures

 

We may:

• Disclose your identification information to a CRB if you wish us to obtain a report on your behalf.

• Disclose your personal information to an insurer or insurance broker to source any insurance you wish to obtain.

• Disclose your credit information to a credit provider to apply for finance on your behalf.

The information we collect is used only for the purposes listed in this Consent and is not disclosed without your permission or as required by law.

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Credit Providers

 

As part of our services, we may act as an agent for the credit provider. When doing so, the same privacy law requirements apply.
Credit providers may disclose information about you to, and collect information about you from, CRBs. Their website provides details on how they manage your information.

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Overseas Disclosure

 

We may disclose your information to entities outside Australia. Further details can be found in our Privacy Policy and the privacy policies of the credit providers.

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Access and Correction

 

Our Privacy Policy explains how you can access and seek correction of personal information we hold.

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Complaints

 

Our Privacy Policy outlines how you can complain about a privacy breach and how we will address your complaint.

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Disclosure and Consent

 

By agreeing to this Privacy Disclosure Statement and Consent, you agree that we may:

• Obtain credit reporting information from a CRB about your creditworthiness.

• Use your information to assess your credit or guarantor application and source financing.

• Use electronic communications to communicate with you.

• Disclose your information to prospective credit providers, insurers, or third parties.

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Recording of Verbal Communication

 

All verbal communications may be recorded for quality and training purposes unless you notify us otherwise.

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Schedule of Credit Providers

 

We work with several credit providers:

• These credit providers may collect, use, and disclose your personal and credit information in accordance with their privacy policies and credit reporting policies, which can be found on their respective websites.